September 25, 2018
Airtel to Mpesa

Airtel Money to M-Pesa Transaction Fees

If you are an active user of any of the mobile money services in Kenya, you probably already know that you can now send and receive money across Safaricom and Airtel networks. For the longest time, users could send money across networks but the recipient only got a text message that he/she was to take to an agent for withdrawal. This was a cumbersome process and discouraged many users from going with this option unless they absolutely had no alternative.

With Mobile Money interoperability now live in Kenya, those on Airtel can send and receive money from M-Pea users. You will need to use USSD codes at the moment and the process will not be as smooth as sending money to a user in the same network. This means that you will not be able to use the SIM Toolkit or the Safaricom app to complete these transactions. Either way, it is still a step in the right direction.

Withdrawals will also not be very smooth as Airtel Kenya says that “agent interoperability is not available.”

“It all means that when an Airtel Money customer sends money to an M-Pesa customer, the account balance of the M-Pesa customer will be updated instantly and the M-Pesa customer can either go to an M-Pesa agent to withdraw the funds or use it in other mobile cash transactions,” according to the Business Daily.

How to send money from Airtel Money to M-Pesa

So, you are probably asking, how do I send money from Airtel Money to M-Pesa? Below are the steps to follow.

  • Dial *222*1#
  • Choose the language
  • Select “Send Money”
  • Select “Send Money to M-Pesa”
  • Enter the phone number you wish to send money to
  • Enter your PIN

Airtel to M-Pesa Transaction Fees

Minimum (KSH.)Maximum (KSH.)Transaction Fees (KSH.)
1490
501000
1015007
5011,0009
1,0011,50015
1,5012,50024
2,5013,50033
3,5015,00036
5,0017,50045
7,50110,00051
10,00115,00057
15,00120,00060
20,00125,00066
25,00130,00066
30,00135,00066
35,00140,00066
40,00145,00066
45,00150,00066
50,00170,00066

How to send money from M-Pesa to Airtel Money

If you are on Safaricom, you will also be able to send money from your M-Pesa to Airtel money.

  • Dial *234#
  • Select M-Pesa products (1)
  • Enter 98 to go to access more options
  • Choose M-Pesa Tuma Popote (option 8)
  • Enter the number you wish to send money to
  • Enter your PIN

M-Pesa to Airtel Money Transaction Fees

Minimum (KSH.)Maximum (KSH.)Transaction Fees (KSH.)
1490
501000
10150011
5011,00015
1,0011,50025
1,5012,50040
2,5013,50055
3,5015,00060
5,0017,50075
7,50110,00085
10,00115,00095
15,00120,000100
20,00135,000110
35,00150,000110
50,00170,000100

And that is it, how to send money between different networks and the fees you will incur. Keep in mind that Telkom has T-Kash but it is still not possible to send or receive money from other networks if you are using Telkom, that will happen at a later date.

Also Read: Let’s Talk About T-Kash, The New Mobile Money Service By Telkom Kenya

Mobile Editor: I do gadget reviews and then some... . Send your tips and Press Releases to kaluka@techarena.co.ke