NALA has secured up to $50 million in credit financing from Liquidity. The financing is structured through Mars Growth Capital, a joint venture between Liquidity and MUFG Bank Ltd. It will begin with an initial $25 million facility, with the option to scale to at least $50 million.
According to the company, the capital will provide working capital to support NALA’s product development, operational scaling and expansion into new payment corridors, as it builds what it describes as a next-generation neobank powered by stablecoin infrastructure.
If you have a startup you want featured on TechArena, let us know through this contact form here.
The facility comes at a time when NALA maintains a strong balance sheet, with more than 50% of the funds from its $40 million equity round in 2024 still intact. This allows the company to leverage the new financing strategically without diluting existing shareholders.
“The financing from Liquidity validates our vision of building the definitive stablecoin payments infrastructure for the long term,” said Benjamin Fernandes, Founder and CEO of NALA. He noted that the company previously experienced rapid growth that strained its ability to pre-fund transactions, particularly in single-direction payment flows.
“Liquidity came in quickly and were highly flexible. Their tailored capital is a lifeline for us, providing the cash required to pre-fund customer accounts and unlock our next phase of growth,” Fernandes added.
Liquidity says the facility was custom-built to match NALA’s operational model, which includes compliant stablecoin rails and real-time cross-border payments.
“Our team structured a facility that accounts for NALA’s real-time payments infrastructure and rapid growth across emerging market corridors,” said Paul Brodie. “We conducted extensive bottom-up due diligence, stress-testing the model across various scenarios to create a scalable solution aligned with NALA’s operations.”
“At Liquidity, we partner closely with founders to design financing around how companies scale in practice,” said Justin Langen. “In NALA’s case, that meant building a flexible facility that adapts as volumes grow and payment corridors expand.”
For these and more stories, follow us on X (Formerly Twitter), Facebook, LinkedIn and Telegram. You can also send us tips or reach out at [email protected].
