Fintech startup Jahazii has announced the close of its $400,000 pre-seed round, a mix of equity, debt, and grant financing. The round drew participation from Antler East Africa, DEG Impulse, Jozi Angels, Innovest Afrika, and several angel investors.
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The new capital will help Jahazii accelerate its mission to build Africa’s workforce operating system. This unified platform integrates HR, payroll and embedded financial services to promote financial inclusion for workers across the continent.
Sub-Saharan Africa has the largest informal workforce globally with millions of workers earning wages without contracts, benefits, or access to fair financial products. Employers also struggle with manual payroll systems, compliance challenges and inefficient workforce management.
“Informality is the biggest structural barrier holding back Africa’s economic transformation,” said Sven Grospitsch, CEO of Jahazii. “Without systems that create structure and credibility, workers remain excluded from financial opportunities and organizations can’t scale efficiently. Jahazii exists to change that.”
Embedding Finance Where It Matters Most
Unlike traditional financial service providers, Jahazii’s approach focuses on employer partnerships. The company integrates its financial tools directly into payroll systems. With this, it gives employees access to earned wages, savings and insurance in real time.
The platform simplifies HR operations and ensures compliance for employers. It does all this while giving the workforce fair access to financial products that don’t rely on high-interest credit or payday loans.
“By embedding financial services into the paycheck, we’re building the financial infrastructure for Africa’s middle class,” Grospitsch added. “This investment allows us to scale responsibly, deepen employer partnerships, and give workers fair financial access without the traps of high-interest loan apps.”
Jahazii’s payroll-backed model offers an alternative to the often predatory lending practices that dominate Africa’s digital credit space. Jahazii plans to expand its footprint, deepen integrations with employers and enhance its technology stack to support more workers across multiple markets.
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