Pochi La Biashara is a mobile money service by Safaricom that allows business owners to separate their personal and business funds using a single M-Pesa line. It is designed for small business owners who want better control over their business income without needing a second SIM or line.
With this service, you can receive money to your account and have it separate from your personal M-Pesa balance. You just need your Safaricom number already registered to M-Pesa to use Pochi.
For small businesses, including food vendors, small kiosk owners, boda-boda operators, secondhand clothes dealers, etc. this is the perfect product. The separation of personal and business finances makes sure you do not use your business revenue for personal expenses.
Also Read: Safaricom Unveils Revamped Business Credit Solutions for MSMEs
How to Register for Pochi La Biashara
To register:
- You can only opt in via USSD by dialling *334#.
- Choose Pochi La Biashara.
- Select Join Pochi and Accept Terms and Conditions.
- Choose your Business Category from the menu provided.
Note: You must be an active M-Pesa user to access this service.
Key Benefits of Pochi La Biashara
- No paperwork – Quick, hassle-free registration.
- Separate wallets – Keep business and personal funds apart.
- Direct withdrawals – Withdraw funds directly from your Pochi account at an M-Pesa agent.
- Customer convenience – Accept payments through Lipa na Pochi, PayBill, or Buy Goods.
- Fraud prevention – Payments can’t be reversed without your approval.
- Earn commissions – Sell airtime and earn 5% commission.
- Mini statements – View recent transactions easily.
How to Withdraw Money from Pochi La Biashara
Withdrawals work the same way as standard M-Pesa withdrawals:
- Visit any M-Pesa agent.
- Choose the Withdraw from Pochi account option.
- Present your ID and complete the process as usual.
What Are the Limits on Pochi La Biashara?
- Maximum per transaction: KSh 250,000
- Daily limit: KSh 500,000
- Maximum account balance: KSh 500,000
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