National Bank of Kenya (NBK) has reported a profit before tax jumped 178% to KSh 2.91 billion for the financial year ending December 31, 2025. This is up from KSh 1.05 billion in 2024. Profit after tax rose 125% to KSh 2.39 billion.
“The Bank’s performance reflects disciplined execution of our turnaround priorities and a sustained focus on strengthening the balance sheet, improving asset quality and enhancing operational efficiency. We are confident that this momentum will continue as we scale the business. While we have made strong progress in stabilizing the business, we are now focused on accelerating growth and unlocking the full potential of the bank in the years ahead,” said George Odhiambo, Managing Director of the National Bank of Kenya.
NBK recorded solid gains across key financial metrics:
- Net interest income rose to KSh 10.3 billion
- Interest expenses dropped by 33%
- Operating expenses declined to KSh 8.49 billion
- Expected credit loss provisions fell 37% to KSh 1.5 billion
Customer deposits grew to KSh 106 billion, while total equity increased to KSh 17.0 billion.
Total assets and net loans also dropped to KSh 141.3 billion and KSh 51 billion respectively.
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