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KCB reports KES 68.4B profit as digital channels handle 99% of transactions

KCB Group has reported KES 68.4 billion in profit after tax for the financial year ended 2025. The bank highlighted continued growth in digital banking and regional operations.

Speaking during the bank’s FY2025 financial results announcement,  Paul Russo, Group CEO, revealed that 99% of transactions by number are now conducted through non-branch channels, reflecting the growing role of mobile, agency and other digital banking platforms across Kenya and the wider region.

The lender currently serves 34 million customers, including 23 million on digital channels, supported by a network of 1.3 million agents and merchants, 456 branches, and 1,249 ATMs.

Digital lending also continues to expand. According to the bank’s investor presentation, mobile loan disbursements grew by 30% to KES 544 billion, equivalent to around KES 1.1 billion disbursed daily.

 KCB Group also reported total assets of KES 2.1 trillion, a loan book of KES 1.2 trillion and customer deposits of KES 1.6 trillion.

The bank also reported the completion of the sale of National Bank of Kenya in May 2025 and continued investments in digital banking platforms and financial technology infrastructure.

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Also Read: Absa Bank Kenya Profit Rises 10% to KSh 22.9 Billion as Impairments Fall

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